Investment Mortgages

Whether you’re a first-time landlord or an established property investor, we can help

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Let's build your property portfolio, together

Secure your financial future through investing in New Zealand property. With expertise and experience in banking and investment, we can help get your home loan repaid quicker to help your portfolio grow.

How much can I borrow?

From an investment property perspective, lenders will look at the potential rental income of the property and your personal income to help determine how much you can borrow.

Which mortgage is right for me?

We will help you navigate the right investment mortgage and structure. So whether you are investing for long-term capital gain or to maximise your income, we will pair you with the right product.

How can we help?

We are 'in' with all the big names in NZ mortgages, the little ones too, so we can secure the best interest rates and investment mortgages for you.

So, how does it all work?

So you want to be a landlord, or maybe you are kicking off your property empire? Either way, you will need an investment mortgage. This is a special type of mortgage that allows you to buy a property on the basis that you will be renting it out. Unlike a property to live in you should remove any emotion and consider the investment potential of the property. You may be able to use the equity in your existing home to purchase an investment too (No cash required).

For existing landlords or those with a large property portfolio, actively managing your portfolio to ensure you have the right rate and structure for each property so you can gear up and release equity for future purchases is of vital importance when looking to grow.

There have been a few changes in the NZ market that you should be aware of before embarking on an investment property. Your responsibilities as a landlord have changed, with higher standards of insulation, ventilation and heating now a requirement. Equity requirements are where we can help. You may be in a better position than you think!

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