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ABOUT US
I wanted to do things differently. In the corporate world I was limited to one bank's products, but what I really loved was helping everyday people. Starting Adair Mortgages gave me the freedom to put people first, keep things approachable, and still have time for my young family. No suits, no scripts. Just real conversations and advice that makes a difference.
You know buying a home can feel overwhelming, but it doesn't have to. I'm here to keep it simple and take the stress out of the process. No hand-offs, no corporate scripts. Just clear advice from someone who actually listens and helps you feel confident about your next move.
We’ll give independent advice that’s tailored to your needs, not the bank’s.
We explain everything in plain English so you know exactly what’s going on.
No matter your situation, we’re here to help you feel confident about your next move.
I am a dad to two young boys and my wife Katie works alongside me in the business. We love our home in Christchurch and spend as much time as we can outdoors, running, cycling, or at the playground with the kids.
At Adair Mortgages it’s all about the genuine moments that come with finding a home. The smiles, the relief, the excitement. Our photos and stories reflect the real connections we’ve built along the way.
I'm here to make mortgages feel less like a transaction and more like sitting down with someone who actually gets it. Every conversation, every step of the way, it's personal. No hand-offs to strangers, no corporate scripts. Just straightforward advice that puts your goals first. Because when you feel comfortable and confident, everything else falls into place.
Chad Adair
Katie Adair
Charlotte
I'm not tied to any one bank, which means I can find you the best deal from across the entire market. Here are some of the lenders I work with.
Every bank, every lender, every option. One conversation with someone who's actually on your side.
Major bank providing home loans, savings accounts, transaction banking, debit cards, and financial advice services nationwide.
Established bank providing retail, business, and institutional banking including home loans, savings, credit cards, and investments.
New Zealand bank offering personal and business banking, mortgages, KiwiSaver, insurance, and investment services nationwide.
Bank offering home loans, life insurance, transaction accounts, savings, and financial wellbeing services across New Zealand.
New Zealand's 100% state-owned bank providing home loans, savings, business banking, KiwiSaver, insurance, and investment services nationwide.
Customer-owned mutual bank providing home loans, term investments, savings accounts, everyday banking, and insurance to New Zealanders.
Customer-owned, B Corp certified bank offering everyday banking, savings, loans, insurance, and small-business banking throughout New Zealand.
Non-bank lender providing flexible home loan solutions to New Zealanders.
Non-bank lender offering flexible home loans, term deposits, and investment solutions for diverse customer circumstances in New Zealand.
Member-owned credit union providing savings, home loans, and everyday banking with profits returned to the community.
Boutique finance company offering tailored borrowing and investment solutions to individuals and businesses throughout New Zealand since 1956.
Business lending specialist offering fast business loans and lines of credit up to $500,000 for New Zealand small businesses.
$250M+
Of mortgages secured
500+
Mortgage applications facilitated
99%
Referral based business
10years
In finance
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Yes, you can refinance your mortgage to potentially lower your interest rate or change the terms of your loan. It's important to evaluate the costs associated with refinancing and determine if it aligns with your financial goals.
Requirements for getting a mortgage typically include a stable income, a good credit score, a down payment, and proof of employment. Lenders may also consider your debt-to-income ratio and other financial factors.
Using a mortgage advisor can provide you with expert guidance throughout the mortgage process. They can help you find the best mortgage deals, assist with paperwork, and offer personalized advice based on your financial situation.
The time it takes to get mortgage approval can vary, but generally, it takes between a few days to several weeks. Factors influencing this include the lender's processing speed, the completeness of your application, and any additional documentation required.
To apply for a mortgage, you typically need to gather necessary documents such as proof of income, credit history, and identification. You can then approach a mortgage advisor or lender to discuss your options and fill out an application form.