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FIRST HOME BUYERS
Buying your first home should feel exciting, not overwhelming. we’ll help you secure pre-approval, explain everything in plain English, and guide you through each step so you feel confident along the way.
No question is too silly. we’ll be there with advice through the whole process so you feel looked after the entire time.
We’ll work together to turn your goal of home ownership into reality, with guidance that’s fit for your situation.
We'll break down what each option means for you in plain English, so you can make confident decisions without the jargon.
HELPING YOUR KIDS INTO THEIR FIRST HOME
Every family is different. I’ll work with you to create a strategy that fits your situation and supports your goals. I’ll make sure the lending structure works for everyone involved and keeps things safe for the long term.
Parents worry about rising costs, lending rules, and the risks that come with using family equity. At Adair we guide you through guarantor or equity options in a way that puts your family first.
At Adair Mortgages it’s all about the genuine moments that come with finding a home. The smiles, the relief, the excitement. Our photos and stories reflect the real connections we’ve built along the way.
I'm here to make mortgages feel less like a transaction and more like sitting down with someone who actually gets it. Every conversation, every step of the way, it's personal. No hand-offs to strangers, no corporate scripts. Just straightforward advice that puts your goals first. Because when you feel comfortable and confident, everything else falls into place.
Chad Adair
Katie Adair
Charlotte
We'll give you straight-up advice tailored to your investment journey, with mortgage strategies that fit your goals and support that helps your portfolio grow safely.
Even experienced investors know it helps to have the right support. We’ll work with you to structure loans, use your equity wisely, and lock in strong rates so your investments keep moving forward with confidence.
$250M+
Of mortgages secured
500+
Mortgage applications facilitated
99%
Referral based business
10years
In finance
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Yes, you can refinance your mortgage to potentially lower your interest rate or change the terms of your loan. It's important to evaluate the costs associated with refinancing and determine if it aligns with your financial goals.
Requirements for getting a mortgage typically include a stable income, a good credit score, a down payment, and proof of employment. Lenders may also consider your debt-to-income ratio and other financial factors.
Using a mortgage advisor can provide you with expert guidance throughout the mortgage process. They can help you find the best mortgage deals, assist with paperwork, and offer personalized advice based on your financial situation.
The time it takes to get mortgage approval can vary, but generally, it takes between a few days to several weeks. Factors influencing this include the lender's processing speed, the completeness of your application, and any additional documentation required.
To apply for a mortgage, you typically need to gather necessary documents such as proof of income, credit history, and identification. You can then approach a mortgage advisor or lender to discuss your options and fill out an application form.